# LASER Credit Access
> Salesforce-native lending automation platform for credit, decisioning, and compliance.

## Overview
LASER Credit Access is a top-rated Salesforce AppExchange solution that enables lenders to pull real-time credit reports, automate underwriting, and ensure regulatory compliance — all within Salesforce. Serving 150+ financial institutions nationwide, LASER delivers three core product pillars designed for seamless, plug-and-play implementation.

## Key Capabilities

- **ACCESS:** Real-time credit data aggregation with direct integrations to Experian, TransUnion, Equifax, and 40+ CRAs through partners including MeridianLink, FactualData, Informativ, Cotality (CoreLogic Credco), and Xactus. Includes Plaid-powered bank verification and identity services.

- **DECIDE:** Automated underwriting and rules engine for credit policy enforcement. Enables lenders to build custom decision logic, automate approval workflows, and enforce consistent lending criteria across their organization.

- **COMPLY:** Built-in compliance automation including AML/KYC screening, OFAC checks, ECOA adverse action tracking, FTC Safeguards Rule tools, and Fair Lending monitoring. Designed to keep institutions audit-ready and aligned with CFPB, GLBA, and Regulation B requirements.

## Platform Details
- **Native Salesforce Architecture:** Built entirely on the Salesforce platform using pre-built custom objects, Apex classes, and Lightning components.
- **AppExchange Distribution:** Available on the Salesforce AppExchange.
- **Website:** https://www.lasercreditaccess.com
- **Contact:** Schedule a demo at https://www.lasercreditaccess.com

## Who It Serves
Community banks, credit unions, CDFIs, mortgage lenders, and other financial institutions that use Salesforce as their CRM or lending platform.