Effective Date: September 22, 2025
This Privacy Policy describes how LASER Services ("LASER," "we," "us," or "our") collects, uses, and shares information in connection with your use of our software applications and services, including LASER Credit Access, LASER Business Credit, LASER Financial Account Access, LASER Credit Attributes, and LASER Personal Cashflow (collectively, the "Services").
Your privacy is important to us, and we are committed to protecting it through our compliance with this policy.
We collect information in a few different ways to provide and improve our Services.
Our Services facilitate the processing of sensitive data, including Protected Financial Information (PFI) and Personally Identifiable Information (PII) belonging to your end clients ("End-Client Data"). We act strictly as a technology conduit.
While our Services process this End-Client Data to perform a function (e.g., sending it to a credit provider), we do not collect, store, or have access to this sensitive End-Client Data.
In this context, you are the "data controller," and we are the "data processor." We only process End-Client Data on your behalf and in accordance with your instructions, as described in our Master Terms and Conditions. We do not use this data for any of our own purposes.
We use the information we collect (such as your account and usage data) for the following purposes:
We do not sell your information. We may share your account and usage information in the following limited circumstances:
We have implemented a comprehensive information security program with administrative, technical, and physical safeguards. These measures are designed to secure the data as it is processed and transmitted by our Services and to protect any account information we collect. However, no method of transmission over the Internet or electronic storage is 100% secure.
We retain your account information for as long as your account is active or as needed to provide you with the Services and to comply with our legal obligations.
As stated in Section 2.3, we do not store PFI or PII from your end clients after a transaction is processed.
Depending on your location, you may have certain rights regarding your personal information, such as the right to access, correct, or delete your data.
Our Services are not directed to individuals under the age of 16, and we do not knowingly collect personal information from them.
We may update this Privacy Policy from time to time. If we make material changes, we will notify you by email or through a notice in the Services prior to the change becoming effective.
If you have any questions or concerns about this Privacy Policy, please contact us at:
LASER Services