LASER ACCESS
Pull TransUnion credit reports—paired with the fraud and identity signals TransUnion is known for—directly inside Salesforce. No middleware, no exports. Built for lenders defending against synthetic identity fraud at the point of decision.
4.8760 reviews on Salesforce AppExchangeWhat it does
LASER ACCESS connects your Salesforce org directly to TransUnion. From any Lead, Account, Opportunity, or custom Loan record, your team initiates a credit pull with one click—respecting permissible purpose, user permissions, and your institution’s compliance policy.
Lenders frequently reach for TransUnion for its fraud and identity signals alongside the core credit file. LASER ACCESS surfaces the full TransUnion report—and the structured data behind it—on the same Salesforce record as your income, banking, and other bureau pulls, so one view drives the decision instead of three disconnected logins.
Your TransUnion subscriber credentials, your data, your pricing relationship. No aggregator markup in the middle.
Configurable by user role. Track permissible purpose, consumer authorization, and inquiry type for every pull.
Tradelines, balances, public records, and inquiries normalized into Salesforce objects your team can report on.
Built-in deduping prevents accidental redundant pulls and the FCRA exposure they create.
Get the full TransUnion PDF report attached to the record, plus parsed structured data for decisioning.
Every pull is logged with user, timestamp, permissible purpose, and consumer disclosure record. Examination-ready.
ACCESS unifies Experian, TransUnion, and Equifax—plus banking, income, and employment verification—into a single Salesforce-native data layer. See the full picture.
Already on TransUnion? You can add or switch to any of these with the same package.
How it works
LASER ACCESS installs from the Salesforce AgentExchange under the LASERCA namespace. Works in Sales Cloud, Service Cloud, and custom Lightning orgs.
Your subscriber code, password, and product configuration. No reseller in the middle.
Decide which user roles can pull which inquiry types. Set permissible-purpose options. Map output fields to your existing Salesforce schema.
One button. The report and structured tradeline data attach to the record. Pair with LASER DECIDE to adjudicate automatically.
Frequently asked questions
LASER ACCESS is a Salesforce-native managed package (namespace LASERCA) that connects directly to TransUnion. Once you provide your TransUnion subscriber credentials, your team can pull credit reports from any Lead, Account, or Opportunity record using standard Salesforce permissions and workflows.
Yes. TransUnion is often chosen for pairing its credit file with fraud and identity signals, and LASER ACCESS surfaces both through your TransUnion subscriber configuration onto the same Salesforce record. A common use case is screening for synthetic identity fraud at the point of application, where combining the credit report with identity verification catches fabricated or manipulated identities before a lender extends credit.
Yes. LASER ACCESS supports both soft and hard inquiries through TransUnion, with permissible-purpose tracking required under FCRA. You can configure which user roles can perform which inquiry type.
Yes. LASER ACCESS supports tri-merge or single-bureau workflows. You decide which bureau or combination to use per loan product or applicant type.
LASER ACCESS is designed for FCRA compliance, including permissible-purpose certification, consumer disclosure tracking, and adverse action support when paired with LASER DECIDE and LASER COMPLY.
Maintenance of the TransUnion connection is part of the LASER ACCESS managed package. Updates are pushed through the standard 2GP upgrade workflow with advance notice to customers.
See LASER ACCESS pulling TransUnion credit data against a live record.