LASER ACCESS
Pull Experian credit reports, soft inquiries, and FCRA-compliant bureau data directly inside Salesforce—no middleware, no exports, no double entry. Used by credit unions, CDFIs, and lenders on the Salesforce platform.
What it does
LASER ACCESS connects your Salesforce org directly to Experian. From any Lead, Account, Opportunity, or custom Loan record, your team initiates a credit pull with one click—respecting permissible purpose, user permissions, and your institution’s compliance policy.
No third-party aggregator markup. Your Experian subscriber credentials, your data, your pricing relationship.
Configurable by user role. Track permissible purpose, consumer authorization, and inquiry type for every pull.
Tradelines, balances, public records, and inquiries normalized into Salesforce objects your team can report on.
Built-in deduping prevents accidental redundant pulls and the FCRA exposure they create.
Get the full Experian PDF report attached to the record, plus parsed structured data for decisioning.
Every pull is logged with user, timestamp, permissible purpose, and consumer disclosure record. Examination-ready.
ACCESS unifies Experian, TransUnion, and Equifax—plus banking, income, and employment verification—into a single Salesforce-native data layer. See the full picture.
Already on Experian? You can add or switch to any of these with the same package.
How it works
LASER ACCESS installs from the Salesforce AppExchange under the LASERCA namespace. Works in Sales Cloud, Service Cloud, and custom Lightning orgs.
Your subscriber code, password, and product configuration. No reseller in the middle.
Decide which user roles can pull which inquiry types. Set permissible-purpose options. Map output fields to your existing Salesforce schema.
One button. The report and structured tradeline data attach to the record. Pair with LASER DECIDE to adjudicate automatically.
Frequently asked questions
LASER ACCESS is a Salesforce-native managed package (namespace LASERCA) that connects directly to Experian. Once you provide your Experian subscriber credentials, your team can pull credit reports from any Lead, Account, or Opportunity record using standard Salesforce permissions and workflows.
Yes. LASER ACCESS supports both soft and hard inquiries through Experian, with permissible-purpose tracking required under FCRA. You can configure which user roles can perform which inquiry type.
LASER ACCESS is designed for FCRA compliance, including permissible-purpose certification, consumer disclosure tracking, and adverse action support when paired with LASER DECIDE and LASER COMPLY.
Maintenance of the Experian connection is part of the LASER ACCESS managed package. Updates are pushed through the standard 2GP upgrade workflow with advance notice to customers.
Yes. LASER ACCESS supports tri-merge or single-bureau workflows. You decide which bureau or combination to use per loan product or applicant type.
See LASER ACCESS pulling Experian credit data against a live record.